High-limit awards require high-performance insurance protection.

Commercial Umbrella Insurance for Extra Protection

Under the basic liability insurance limits that you find in a number of policies designed to protect a business, insurance companies will pay up to a certain maximum amount. Yet in today’s litigious landscape and era of high jury awards, this may not be enough in the event of a significant loss related to your business. This is when commercial umbrella insurance steps in, designed to protect your company from high-cost liability judgments and skyrocketing legal fees.

SB One Insurance Agency provides businesses throughout Pennsylvania, northern New Jersey and New York with this valuable protection. We’ll conduct an evaluation of your operations, management structure and insurance program to check for liability exposures and coverage gaps. If any problems are identified, we will provide you with risk management options that include insurance solutions to increase protection for your company’s assets, including a commercial umbrella policy.

Under the umbrella.

An umbrella policy extends your liability limits over your underlying, primary insurance coverages, such as those you find in business auto liability and commercial general liability (CGL). The umbrella policy can provide higher limits of coverage, and it can be designed to insure exposures that aren’t covered by those policies. With a commercial umbrella policy, you get coverage for legal costs, injuries to third parties (not your employees), pollution liability claims, and other expenses that exceed underlying policy limits.

SB One is ready to serve your insurance needs.

SB One Insurance Agency understands that businesses come in all shapes and sizes and, so too, do their insurance needs. We work hand-in-hand with you to present the right product selection for your niche and the necessary risk management strategies to not only foster a culture of safety but to also mitigate losses. We are licensed in 37 states and represents numerous insurance companies, which allows us to not only offer our customers a complete and comprehensive portfolio of insurance products but at competitive rates. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.