Covering your liability risks.

Protecting Your Assets with Commercial General Liability Insurance

A Commercial General Liability insurance (CGL) policy covers the standard liability risks businesses face. It insures your business for injuries to visitors or other third parties (not your employees) or damage to their property caused by the company’s operations. It also helps with legal defense costs and will pay settlements and damages as outlined in the policy. Slips and falls or other injuries individuals sustain when visiting your business are typical exposures covered by the CGL. SB One Insurance Agency, depending on your needs, can provide this coverage as part of your Business Owners Policy (BOP) or Commercial Property Policy (CPP).

Beyond the CGL policy.

While the commercial general liability policy is an excellent and necessary component in a solid insurance program, it may not be sufficient to cover other important liability risks companies face. There are explicit exclusions and coverage limitations for certain exposures, including for professional services, errors and omissions, employment practices wrongdoing, directors and officers liability, and cyber liability. We can assess your specific exposures and address them with additional insurance coverages to make sure you are adequately protected. Auto liability also isn’t covered under a general liability policy and needs to be added separately.

What’s more, if your business has certain pollution risks, malpractice exposures, custody and control issues, or liquor liability potential, among others, we can provide niche industry products to accommodate your needs.

SB One is ready to serve your insurance needs.

SB One Insurance Agency understands that businesses come in all shapes and sizes and, so too, do their insurance needs. We work hand-in-hand with you to present the right product selection for your niche and the necessary risk management strategies to not only foster a culture of safety but to also mitigate losses. We are licensed in 37 states and represents numerous insurance companies, which allows us to not only offer our customers a complete and comprehensive portfolio of insurance products but at competitive rates. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.