When you do business with SB One Insurance Agency, we work to ensure that you have the right insurance program in place for your organization. We take the time to understand each of our client’s operation, including conducting a review of your current coverages.
Our coverage review is designed to make sure you don’t have any uncovered exposures, gaps in coverage – and even insurance that you may not need. Many times we find that since coverage was first secured, things have changed in the business – perhaps there has been growth and expansion, resulting in additional exposures that need to be addressed. Our goal is to recommend a plan that will enhance your overall insurance portfolio to properly protect you and your firm.
During our coverage review, we may find errors in employee classification, which can affect your workers compensation and employment practices liability exposures. Additionally, we may pinpoint changes in your employee roster, which can affect your group health, group life, group disability and other benefits profiles, eligibility and rates.