At SB One Insurance Agency, we can assist with a full claims analysis in specific areas of concerns. Our workers compensation claims reviews can spotlight compliance problems, chronic hazards, and particularly vulnerable employee groups. They can also identify errors made by the insurer that could affect your experience modification factor—a critical element in determining your premium costs. Based on these reviews, you can make adjustments to your worksites or procedures, and you can challenge and correct claims errors—possibly leading to more attractive policy pricing.
If you have higher than average employment practices or errors and omissions claims, we can help you identify solutions involving procedural improvements. If your internal crime or auto-related claims are too high, we can propose corrective measures there, as well. It’s first a matter of looking at the data to determine if problems exist and find what is causing them.