You can obtain coverage for collision, or more comprehensive coverage that extends protection in the event of other risks such as vandalism, theft, vandalism, fire, hail, and so on—even events such as fallen tree limbs, windshield breakage, or deer strikes, all of which have been known to happen while tooling down the New Jersey Turnpike. Additional optional coverage is available, including uninsured/ underinsured motorists, which protects you in the event of injury or property damage in an accident caused by a motorist whose coverage is inadequate or nonexistent.
Will you have access to a spare vehicle if yours is in the shop for a covered claim? Other coverage options include rental car coverage, towing or roadside assistance, and more. You can even purchase protection to cover you for liability while you drive the rental vehicle or one you’ve borrowed. Perhaps you’ve customized your vehicle, or you have a trailer—if so, coverage may be available to cover the modifications and other related specialized needs you may have.