As the owner or manager of a construction company, you likely have a lot of experience with using large equipment to move materials and earth. Mobile cranes, tower cranes, graders, bulldozers and other earthmoving equipment are all pretty standard for a construction project. Maintaining these large pieces of equipment will make the job site safer for moth construction workers and maintenance personnel. While the right type of Hudson County Construction Insurance policy will be the one key way to protect your business financially if an injury or Business Interruption occurs because of equipment failure, it’s important to take steps to prevent these incidences from occurring in the first place.
So what are some maintenance tasks your business can put into place to ensure safety and prevent equipment breakdown? Here are some ideas.
- Follow the manufacturer’s instructions for the installation, operation, storage, cleaning, and maintenance of equipment. Obtain another copy of the manual if the original has been misplaced. Ensure the manual is easily accessible to all staff.
- Invest in quality “power surge” protection for all equipment and electrical switchboards. Be sure to schedule regular electrical testing of all equipment.
- Implement an equipment replacement program. Take the time to choose the right equipment in the first place and work with your accountant to better understand the costs versus the benefits.
- Encourage employees to report any problems with equipment immediately, and promote a safety culture to limit the chance of workplace accidents and injuries.
These are just a few steps you can take, in addition to purchasing a Hudson County Construction Insurance policy, to reduce your liability risks. At Tri-State Insurance Agency, we provide a complete suite of insurance products and services to the broad Contractor segment with property, liability, and workers compensation insurance among other key coverages for the construction industry. Please contact us today for more information at (888) 990-0526.