For affluent homeowners, taking the proactive steps to secure the home you’ve invested in is likely a top priority. Even with gate guards and security systems, no one is immune to potential break ins and attempted robberies. In addition to protecting your beautiful dwelling with a Bergen County NJ High-Value Home Insurance policy, consider the following protections.
Expensive items and valuables go hand in hand with affluent homes, making your home more of a target. To deter would-be thieves, invest in a security system.
According to Home Advisor, there are countless features with any security system, and some particularly valuable ones are outdoor motion detectors, sensors at exterior doors, windows, the door attached to the garage, an outdoor alarm to alert other neighbors to an intrusion, and security cameras. Select the features that best fit your needs and be sure to go with a well-known, reputable company. Once it’s installed, make it a regular habit to use it. Though it may seem inconvenient to have to arm the system every time you leave the house, many burglars are aware that the responsibility is often neglected and may not be deterred by window stickers or yard signs warning of home protection.
The worst-case scenario is someone breaking and entering. However, if someone were to skirt the security system, or it was never armed, the burglar could get away with thousands of dollars-worth of your things. A lockbox can keep unwanted hands off of your valuables. Only share the passcode with a trusted family member or friend, and be sure it’s mounted so that the intruder can’t take the lockbox with him.
Create safety habits.
Place privacy film on exterior doors, never leave spare keys outside, and be cognizant about leaving windows and doors unlocked in your absence. Even if it’s a safe neighborhood and you trust your neighbors, it’s never a bad idea to take extra safety precautions. Next, if you’re just moving into a new home, be sure to get the locks changed – you never know who might have keys to your house.
There’s safety in numbers, so speak with your neighbors and your local police department about how to identify suspicious behavior, what to do if you encounter a loiterer, and how the neighborhood will unite to prevent crime in your area.
About Tri-State Insurance Agency
At Tri-State Insurance Agency, we want to ensure your high-net worth homes are protected during the holidays and year-round. Our homeowners’ insurance policies are designed specifically to protect affluent homes like yours. To learn more about our coverage options, contact our specialists today at (973) 579-6776.